Jumio Makes Case for Mobile SDK Approach to Biometric Authentication

“For one thing, it lets end users take advantage of the built-in features of today’s smartphones – namely the camera, which can be used to capture the end user’s selfie and images of their identity documents.”

A lot of organizations are embracing biometric remote authentication solutions in the wake of the COVID-19 outbreak, and while this is generally an encouraging trend in the fight against digital fraud and other threats, it can also be a very confusing matter for managers and administrators who are new to this kind of technology and unsure of which solution to choose.

For its part, Jumio is trying to make that choice a little bit simpler through a new blog post written by VP Dean Nicolls. Explaining that there are typically three options in implementing biometric identity verification – a mobile SDK, a web-based system, or an API – Nicolls lays out a compelling case for why the mobile SDK approach is the way to go.

Nicolls goes over a number of benefits to this approach. For one thing, it lets end users take advantage of the built-in features of today’s smartphones – namely the camera, which can be used to capture the end user’s selfie and images of their identity documents. A mobile SDK can also offer a highly intuitive user interface that can help to drive up conversion rates, with Nicolls noting that Jumio has seen 20-30 percent fewer abandoned sessions through its mobile SDK compared to API-based implementations.

There are also benefits particular to Jumio’s solution, of course. Thanks to a collaboration with FaceTec, Jumio’s platform features highly sophisticated liveness detection technology that can spot virtually any attempt to trick the system into a false positive. That could be one reason that Jumio’s mobile SDK customers have seen 50 percent fewer fraud attempts than its web-based clients.

This kind of security and the intuitive user interface are perhaps the key benefits of Jumio’s mobile SDK, but there’s plenty more to say about the advantages of this approach. Nicolls’ full post is available on Jumio’s website.

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September 4, 2020 – by the FindBiometrics Editorial Team