EU Digital Wallet Consortium Releases New Payment Integration Specifications

The EU Digital Wallet Consortium (EWC) has released version 2.2 of its Request for Comments (RFC) documentation, introducing two new specifications aimed at enhancing payment capabilities within the EU Digital Identity Wallet ecosystem. This development builds upon the EWC’s earlier white paper on payment integration published in late 2024.

The update is part of the EWC Large-Scale Pilot (LSP) initiative and includes RFC-007: Payment Wallet Attestation v1.1 and RFC-008: Payment Data Confirmation v1.0. These specifications establish standardized protocols for integrating payment functionality into digital identity wallets, a crucial step as member states like Italy prepare for their first EUDI wallet implementations.

RFC-007 focuses on strengthening the attestation protocols that enable wallet-banking integration. The specification enhances Strong Customer Authentication (SCA) mechanisms and establishes trust frameworks between digital wallets and payment service providers. This lines up with existing European banking security requirements while adapting them for digital wallet implementations, building upon the cross-border standards recently adopted by the European Commission.

The newly introduced RFC-008 creates a standardized methodology for wallets to confirm payment data with issuers and relying parties. The specification addresses the technical requirements for ensuring reliable transaction processing and verification within the digital wallet ecosystem, incorporating lessons learned from existing national digital ID implementations across the EU.

Both RFCs are designed to ensure technical compliance, interoperability, and security across different implementations while maintaining alignment with broader EU Digital Identity standards and the evolving eIDAS 2.0 framework. The specifications provide a framework for wallet providers, payment service providers, issuers, and verifiers to implement consistent payment functionality, supporting the EU’s vision for a unified digital identity system.

EWC partners are now expected to implement these specifications in preparation for upcoming Interoperability Test Bed (ITB) evaluations, which will verify compliance and compatibility across different wallet implementations. These tests will be conducted through the recently launched eIDAS-Testbed platform, which has already begun validating the first open-source EUDI wallet implementations.

Source: EWC

–

January 29, 2025 – by Ji-seo Kim

Related News

Partners

FaceTec’s patented, industry-leading 3D Face Verification and Reverification software anchors digital identity, creating a chain of trust from user onboarding to ongoing authentication on all modern smart devices and webcams. FaceTec’s 3D FaceMaps™ finally make trusted, remote identity verification possible. As the only technology backed by a persistent spoof bounty program and NIST/iBeta Certified Liveness Detection, FaceTec is the global standard for 3D Liveness and Face Matching with millions of users on six continents in financial services, border security, transportation, blockchain, e-voting, social networks, online dating and more. www.facetec.com

Oz Forensics is the independent private vendor of robust, technology-based, and AI-powered liveness detection and face-matching solutions founded in 2017 and headquartered in Dubai, UAE. We confirm the security level of our solution by certifying the ISO-30107 Level 1 and 2 standards. https://ozforensics.com/

AuthenticID provides 100% automated identity verification and fraud detection solutions that are leveraged by companies worldwide, including 2 of the top 3 U.S. Banks, 8 out the top 10 wireless providers in North America, and 2 of the 3 credit bureaus. Using proprietary computer vision and machine learning technology, these solutions help companies accurately verify the identity of their users across retail, digital and call center environments for onboarding and ongoing re-authentication events; KYC, IAM, and more. The solutions are easy to integrate and provide customers a large ROI by stopping fraud losses, increasing customer conversion at onboarding, reducing operational costs and allowing quick and cost-effective operational scalability, all while ensuring global privacy regulations are complied with. https://www.authenticid.com/

Founded in 2007, Lakota Software Solutions is an American company with a world-renowned reputation for developing robust biometric software and systems. Our vendor-agnostic products are tailored to ensure compliance with ANSI/NIST-ITL standards and EBTS specifications, facilitate seamless integration with other biometric systems, and optimize accuracy, cost-effectiveness, and scalability. https://lakotasoftware.com/

Identity Week aims to be a significant identity industry catalyst. It’s our mission is to help accelerate the move towards a world where trusted identity solutions enable governments and commercial organisations to provide citizens, employees, customers and consumers with a multitude of opportunities to transact in a seamless, yet secure manner. All the while preventing the efforts of those intent on doing harm. https://identityweek.net/

The Biometric Digital Identity Prism is a market landscape framework designed to help influencers and decision makers understand, innovate, and implement digital identity technologies and solutions. This innovative framework for understanding and evaluating the rapidly evolving biometric digital identity marketplace is the only market model that is truly biometric-centric based on the foundational conviction that in the age of digital transformation the only true, reliable link between humans and their digital data is biometrics. https://www.the-prism-project.com

Related News

Footer

Follow Us