ebankIT is integrating Daon’s Identity Continuity infrastructure into its digital banking platform, extending fraud prevention from the moment a customer opens an account through every later transaction. The combined offering is aimed at community financial institutions that want to verify identity once and keep that assurance attached to a customer across channels.
Identity Continuity binds an initial identity verification to subsequent activity rather than treating onboarding as a single checkpoint. Instead of relying on a one-time know-your-customer check at sign-up, the model carries the verified identity forward to logins, payments, and other moments of risk, so that high-value actions can be tied back to the identity established at enrollment.
ebankIT’s platform lets banks and credit unions deliver services across mobile, web, voice, and emerging channels, with onboarding, security, and an open-API architecture built in. Through an API gateway integration, the platform gains Daon’s biometric matching, document verification, liveness detection, and phishing-resistant authentication. The companies say institutions can onboard customers in minutes, secure high-risk transactions with identity-bound authentication, and maintain audit-ready compliance workflows while keeping friction low for legitimate users.
“Digital onboarding and transaction verification are now mission-critical for financial institutions,” said Tom Grissen, CEO of Daon. Paul Provenzano, vice president of market development at ebankIT, said institutions “can now onboard customers in minutes, verify identities with precision, and protect transactions without adding friction.”
The integration continues Daon’s expansion across banking and enterprise identity. The company has worked with Oracle to strengthen digital banking security and moved its flagship identity platform to the cloud with TrustX, which offers drag-and-drop orchestration of identity and authentication workflows. Daon has also launched a workforce identity fraud prevention solution targeting impersonation risks inside organizations.
The partnership reflects a broader shift in financial-services identity from discrete verification events toward continuous assurance, in which the same biometric and document checks used at onboarding are reused to authorize later activity. It also gives banks a consistent way to re-verify customers during account recovery and step-up authentication, the moments when impersonation risk tends to be highest.
Sources: Daon
–
By the ID Tech Editorial Team
