BioCatch has launched DeviceIQ, a device identification and intelligence product for digital banking that is designed to help financial institutions assess whether a device can be trusted before a user ever reaches the login or face-scan stage.
The company says the product addresses a growing set of fraud techniques that weaken traditional device checks, including emulators, spoofed devices, cloaked browsers, jailbroken handsets and data-wiping tactics used to make repeat attacks look new. DeviceIQ is meant to establish a persistent device identity across web and mobile channels, recognize legitimate device upgrades and app reinstalls, and flag cases where a device appears compromised or deliberately masked.
BioCatch is also pushing the product beyond classic device fingerprinting. The company said DeviceIQ draws on signals across the BioCatch platform so banks can understand whether a device has appeared in mule activity, scams or account-takeover attempts elsewhere. That broader positioning fits the company’s recent emphasis on rising pressure from AI-driven fraud and scams and lands in a market hearing more arguments for digital identity as the future of fraud defense.
The launch also includes a layer called DeviceIQ ai, which is meant to distinguish human-led sessions, human-agent hybrid sessions, genuine agentic AI activity and fraudulent agentic sessions. BioCatch said the tool can also flag possible deepfakes by detecting virtual cameras and prerecorded audio, video or images used to defeat an institution’s authentication flow. That framing shifts device intelligence from a back-end risk signal into part of the broader identity problem banks now face when automation can be both legitimate and malicious.
BioCatch said one large U.S. financial institution using DeviceIQ recognized nearly 60 percent of genuine device upgrades in the first two weeks of deployment with zero fraud allowed in those transfers. At the same institution, bad devices detected by DeviceIQ were nearly 13 times more likely than good devices to have evaded the bank’s earlier device-focused defenses.
Sources: BioCatch
–
By the ID Tech Editorial Team
