Social Security to End Phone ID Verification, Require Digital or In-Person Checks

The Social Security Administration (SSA) announced sweeping changes to its identity verification procedures that will require beneficiaries to verify their identity either online or in person starting March 31, 2025, eliminating the current phone verification option. The move has sparked significant concerns among advocacy groups and lawmakers about accessibility for vulnerable populations.

Under the new requirements, individuals seeking to apply for benefits or modify their direct deposit information must either use the “my Social Security” online portal or visit a local SSA office in person. The agency is implementing these changes primarily to combat fraud, according to Acting SSA Commissioner Leland Dudek.

“These changes are not intended to hurt our customers,” Dudek stated. “These changes are designed to make sure the right payment goes to the right person at the right time.”

The timing of these changes coincides with other significant developments in federal identity verification systems. The Department of Veterans Affairs recently implemented similar requirements, suggesting a broader government push toward stricter identity verification protocols.

However, the new policy has drawn sharp criticism from advocacy groups and lawmakers. AARP’s Nancy LeaMond warned that eliminating phone verification would create additional barriers for seniors, many of whom lack reliable internet access or face challenges traveling to SSA offices.

The concerns are amplified by concurrent SSA operational changes, including the planned closure of 26 field offices and projected layoffs of at least 7,000 employees. A group of 62 House Democrats has urged the SSA to reconsider, arguing that the changes could disproportionately affect rural residents, disabled individuals, and families with children.

The SSA’s digital transformation efforts are part of a larger trend in government services. The agency has already begun transitioning to mandatory Login.gov authentication for online users, and recent investments suggest a continued focus on strengthening digital identity verification capabilities.

For beneficiaries preparing for these changes, experts recommend creating a “my Social Security” online account well before the March 2025 deadline and familiarizing themselves with the new verification requirements. Those who cannot use the online system should plan ahead for in-person visits, as office wait times are expected to increase.

Sources: ABC News, PlanSponsor, CBS News

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March 21, 2025 – by Cass Kennedy