Digital Check has introduced IDXact, an ID-1 card capture device aimed at branch and counter identity checks, and put it on display at Identity Week America in Washington.
The company is known for check image capture in banking, and it is applying that imaging work to physical identity documents. The pitch is that manual inspection by frontline staff no longer catches what is arriving at the counter.
Two models are offered. The base IDXact captures in the visible spectrum for uses where multiple light sources are not required. IDXact Plus combines white, ultraviolet and infrared capture at 600 dpi in a single pass, which is what allows security features invisible to the eye to be checked alongside the printed card. Both models offer optional PDF417 barcode extraction, so data can auto-populate a form or be checked against an external database.
Resolution is the point of the exercise. High-resolution capture lets verification software examine microprinting and other machine-readable security features in fine detail, which is difficult at lower capture quality regardless of how good the analysis software is.
The other change is mechanical. Patent-pending handling accepts bent, worn or damaged cards, which the company describes as closing a loophole that thieves use to avoid detection. A physically degraded licence is a familiar way to defeat a scanner and force a human judgement call instead. Cards feed and return in under two seconds.
The device targets banking, retail, government and automotive, sectors where a customer is identified in person and where a fraudulent document can open an account or move a vehicle. Digital Check said financial institutions have reported a rise in sophisticated in-branch identity fraud that manual checks by counter staff are not equipped to catch.
Records of this type were in the news separately this week. A dark web service was found offering scans of more than 153 million North American driving licences, including infrared and ultraviolet images alongside plain ones, and the FBI has opened an inquiry into an apparent breach at an identity verification provider. That provider is unconnected to Digital Check.
Sources: Digital Check
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By Ali Nassar-Smith
